记账是第一步，存钱是第二步，并非把钱傻存在银行，而是要借此训练自制力，积累原始财富。
攒到一定数额就可以进行下一步的金融投资。至于社交，我的理解并不是要花很多钱，花钱的社交不一定有质量。
最终人们还是根据你个人的价值选择交往与否，而不是吃吃喝喝。
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