试了一下，瑞讯的出入金是银行对银行，同名转账，即付款方是自己的名字，收款方也是自己的名字，自己给自己转账，这个出入金过程有点像国内你从自己的工行卡转钱到自己的建行卡一样，都是自己名下的账户，只是银行不同，中间不涉及第三方账户，所以资金是安全的，资金通道也安全，不会发生冻卡封卡。出金到账后，你可以通过手机银行APP查询交易明细，你就会发现对方给你打款的账户，就是你自己的姓名，真正做到了同名转账，这一点只有银行能做到
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