由于澳洲联储维持关键利率不变，借款人可能会感到失望。自澳洲联储上次在2023年11月上调现金利率25个基点以来，一直维持利率不变。在会后声明中，澳洲联储表示，潜在通胀仍然“过高”。11月份的货币政策预测声明表明，通胀要持续进入目标区间并接近中点，还需要一段时间。抵押贷款持有者一直在热切等待降息，尽管多数经济学家现在预计澳洲联储将在明年5月份才开始降息。澳大利亚联邦银行预测，明年2月份仍有可能降息，澳大利亚其余四大银行的预期均为5月。
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